Riad — Halal money, without compromise.

Multi-account

One wallet. Many purposes. Spending, savings, Hajj, Zakat — kept clean and separate.

Spending $2,140 Available now

Savings $8,950 Earning halal yield

Hajj 2027 $3,200 64% of $5,000

Zakat $420 Due 14 Mar 2026

Halal by default

Halal by default. Every yield route is fee-based and certified by an independent scholar panel.

USDC / USDT LP — Uniswap V3, Base

Sharia ✓ Halal 4.8% APY

3pool LP — Curve, Base

Sharia ✓ Halal 3.9% APY

USDC lending — Aave V3, Base

Standard Opt-in 5.1% APY

USDS savings — Sky, Base

Standard Opt-in 5.8% APY

Speed

Settle in a second. Stablecoin transfers on Base. No SWIFT, no weekend holds, no wire fees.

Spend

Spend straight from your wallet. Tap, swipe, or pay online — your stablecoins auto-convert at checkout, anywhere Visa works.

•••• •••• •••• 4291

Debit

Café Ritmo−$4.20

Uber−$12.80

Etihad Airways−AED 1,240

Zakat

Zakat, calculated. Riad tracks your nisab year-round and computes Zakat from real-time holdings.

Zakat 1447 AH Due 14 Mar 2026

$1,247.50

Cash & stablecoins$42,300

Yield balance$7,580

Nisab (silver)$680

Pay Zakat

Goals

Save halally. Hajj. Ramadan. A wedding. Set a goal, automate it, watch it grow.

Hajj 2027 64%

$3,200 of $5,000

Ramadan giving 38%

$380 of $1,000

Wedding 22%

$4,400 of $20,000

Smart wallet

No seed phrase. Ever. Sign in with Face ID. Recover with email or a trusted contact.

Sign in with Face IDSmart wallet · ERC-4337

Membership

Perks worth upgrading. Lounges, hotels, halal dining, concierge in your language.

Free

$0/mo

Wallet
Send / receive
1 yield route

Plus

$9/mo

All routes
2 cards
Zakat tracking

Pro

$29/mo

Lounge access
Hotel perks
1.5% cashback

Black

$200/mo

Concierge
Hajj logistics
3% cashback

Halal money, without compromise.